3.1        The information on this website is intended to provide general information on a particular subject
or subjects and is not an exhaustive treatment of such subject (s).
 

3.2        It is the sole responsibility of the user to satisfy itself prior to accessing this website that the website
will meet the user’s individual requirements and be compatible with the user’s hardware and
/or software.  Information, ideas and opinions expressed on this site should not be regarded
 as professional advice or the official opinion of the FSPG or any legal entity in respect of
which information, ideas and opinions are expressed on this website.

3.3        While every reasonable effort is made to maintain current and accurate information on this site. 
The FSPG accepts no responsibility for any errors or omissions on these pages or any site to
which the site pages link, or for direct or indirect damage as a result of the usage or quoting
the content on the site or the information delivered or not delivered.  The FSPG
makes no representations or warranties, implied or otherwise, that, amongst others, the
content and technology available from this site are free from errors or omissions or that the service
will be 100% uninterrupted and error free or will meet any particular criteria of performance or
quality.  This site is provided “as is”.  The FSPG expressly disclaims all implied warranties,
including, without limitation, warranties of merchantability, title, fitness for a particular purpose,
non-infringement, compatibility, security and accuracy and makes no express or implied representation
or warranties regarding the content of the website and that the website has been compiled or supplied
to meet the individual requirement.

3.4        The use of content of this website is at the user’s own risk.  The user assumes full responsibility and
risk of loss resulting from the use of the content of this site.  The FSPG or any of the legal entities
 in respect of which information are contained on this site, or employees of the FSPG or such entity
will not be liable for any special, indirect, incidental, consequential, or punitive damages or any
other damages whatsoever, whether in action of contract, statute, negligence, or otherwise, relating to
the use of this document or information.  Subject to sections 43(5) and 43(6) of the Electronic Communications and
Transactions Act 25 of 2002, the FSPG shall not be liable for any damage,
loss or liability of whatsoever nature arising from the use or inability to use this website or the services
or content provided from and through this website.

3.5        Certain links in the web server lead to resources maintained by third parties over whom the FSPG has
no control.  The FSPG makes no representations or warranties as to the accuracy of, or any other
aspect relating to, those resources.  Where appropriate, such external links have been provided for
the user’s convenience.  The FSPG is not responsible for the content or reliability of linked websites
and does not necessarily endorse the view expressed within them.  Listing shall not be taken
as endorsement of any kind.  The FSPG cannot guarantee that these links will work all of the time
and has no control over the availability of the linked sites or pages.

3.6        The provisions of Part 2 of Chapter III of the Electronic Communications and Transactions Act,
2002 is hereby excluded from applying to any electronic communications and data messages that a user
sends to the FSPG via this website.  Any communication or data message that a user sends to the
FSPG will be regarded as having been received by the FSPG when receipt is acknowledged in
writing.  If the user’s does not receive a response within a reasonable period of time, the users
should follow it up with the FSPG.  The FSPG shall not be liable for any failure to respond.